Water Damage - Can You Claim It?

If you think you have water damage whether it be inside your home or an outbuilding on your property it’s best to have an insurance adjuster come take a look. The problem with the Florida storms is that Summer after Summer our strong rainstorms can eventually lead to water damage and rotten wood if not caught early enough.

So many homeowners get really excited once we make it out of hurricane season unscathed that they don’t inspect their homes or outbuildings (garages, barns, pole barns, etc.) for water and wind damage. Even if it’s a quiet hurricane season it’s still a great idea to take a look and see if you notice any leaks or water damage to your structures.

Insurance companies are always happy to send out an adjuster to review a possible problem area. At Gulf Coast Educators Insurance we advise clients to call our office immediately if they notice any sign of damage. If left alone and not looked at homeowners could have bigger problems such as rotten wood, mold, mildew, and leaks that can eventually affect the structure of the building in question.

We have seen shingle roofs with water damage where the driving rain leaked under the shingles and rotted the plywood underneath. After years of rainy Summers, the roofline was affected. Don’t let this happen to you. Inspect your roof or hire a licensed and insured roofer to look at your roof. If you have water damage inside your home or other structures get an estimate from a contractor. Our homeowners’ insurance adjusters will review the damage report and discuss the next steps to getting you on your way with repairs. You want to make sure your structures stay secure and mold-free. Call us today for more information!